If you are a business owner, you have a lot to think about in terms of managing your risk.
We offer Business Owners Policies, Commercial Auto, Commercial Package Policies, Commercial Umbrellas, and Worker’s Compensation. Business Owners Policies, BOP’s, combine protection for all major property and liability risks in one insurance package.
Commercial Auto Policies cover the cost of accidents involving business owned vehicles. They also cover vehicle theft, vandalism, and certain types of vehicle damage. Commercial Package Policies, CPP’s, are insurance policies that combine policies, such as liability and property.
These policies are often meant for small to medium sized businesses. They are tailored to fit the needs of the business. They can include but are not limited to general liability, property, auto, crime policies, and etc.
Commercial Umbrella Policies provide extra coverage for certain types of liability insurance. These go beyond other liability coverage limits when those limits have been reached. A Worker’s Compensation policy provides coverage for wage replacement and medical benefits to employees who have been injured in the course of employment.